Privacy Policy

This Privacy Policy explains how MPOWER Financing, Public Benefit Corporation (“MPOWER”, “we”, “us”, or “our”) collects, uses, shares, and protects information when you visit or use BorderlessLoans.com (the “Site”).

By using the Site, you agree to the collection, use, and disclosure of information as described in this Privacy Policy.

1. Who we are

This Site is owned and operated by MPOWER Financing, PBC. MPOWER is a United States company based in Delaware. If you access the Site from outside the United States, your information may be processed in the United States in accordance with applicable laws.

Contact us:

MPOWER Financing, PBC
1101 Connecticut Avenue, Suite 900
Washington, DC 20036, USA
Email: privacy@mpowerfinancing.com

2. Overview of our privacy principles

  • We collect personal data only when you choose to submit it through the Site.

  • We do not knowingly collect personal information from children under the age of 13.

  • We use personal information for the purposes described in this Privacy Policy.

  • We implement reasonable safeguards to protect information under our control.

3. What information we collect

A) Information you provide voluntarily

We may collect personal information if you subscribe to a newsletter, fill out a contact form, request information, or submit interest in MPOWER products or services.

This information may include:

  • Name

  • Email address

  • Phone number

  • Country of residence and/or citizenship

  • Education-related details you choose to share (such as destination country, degree sought, or school information)

  • Any message or other information you include in your submission

B) Automatically collected information (server logs)

When you visit the Site, we may automatically collect information such as:

  • Browser type and version

  • Device operating system

  • Referring website

  • Pages visited and the date/time of access

  • IP address

  • Internet service provider

We use this information for site performance, stability, security, analytics, and troubleshooting.

4. How we use your information

We may use the information we collect to:

  • Operate, maintain, and improve the Site

  • Respond to your inquiries and requests

  • Send newsletters and other communications you opted into

  • Provide information about MPOWER products/services that may be relevant to your request

  • Measure and improve the effectiveness of our content and communications

  • Protect the Site and prevent fraud or misuse

  • Comply with legal obligations

5. Email communications and tracking

If you subscribe to our newsletter or receive emails from us, we may use tracking technologies (such as pixels in HTML emails) to understand whether an email was opened and which links were clicked. This helps us improve the relevance and performance of our communications.

You can unsubscribe at any time using the unsubscribe link in the email or by contacting privacy@mpowerfinancing.com.

6. Sharing of your information

We do not sell your personal information.

We may share personal information only in limited circumstances, such as with:

  • Service providers who help operate the Site or communications (for example, email service providers)

  • Government authorities, regulators, or law enforcement where required by applicable law or legal process

  • Parties involved in protecting the rights, safety, and security of MPOWER, our users, or others (including fraud prevention)

Where we use service providers, we expect them to use personal information only to perform services for us and to protect it appropriately.

7. International transfers

If you access the Site from outside the United States, your information may be transferred to and processed in the United States, where privacy laws may differ from those in your location.

8. Data retention

We retain personal information only for as long as needed to fulfil the purposes described in this Privacy Policy, unless a longer retention period is required or permitted by law. Once retention is no longer necessary, we delete or anonymise the information.

9. Your rights

Depending on where you live and applicable privacy laws, you may have rights relating to your personal information, such as the right to:

  • Request access to your personal information

  • Request correction or update of inaccurate information

  • Request deletion of your personal information (subject to legal requirements)

  • Object to certain processing or request restriction of processing

  • Withdraw consent for marketing communications at any time

To exercise your rights, contact us at privacy@mpowerfinancing.com.

10. Security

We use reasonable technical and organisational measures to help protect personal information under our control. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

11. Children’s privacy

We do not knowingly collect personal information from children under the age of 13. If you believe a child has provided personal information to us, please contact privacy@mpowerfinancing.com and we will take appropriate steps to delete it.

12. Third-party services and links

The Site may include links to third-party websites or services. Those third parties have their own privacy policies and practices, and we are not responsible for their content or privacy practices. Accessing third-party sites is at your own risk.

13. Changes to this Privacy Policy

We may update this Privacy Policy periodically. If we make material changes, we will post the updated policy on the Site and update the “Last updated” date.

 

Last updated: 29 December 2025